As an African remote worker, receiving international payments can be challenging. While popular options like PayPal and Stripe are often unavailable, this guide highlights reliable alternatives. Discover the best payment gateways for African businesses and individuals, ensuring seamless international transactions and easy access to your funds.

Getting paid by international clients can be a challenge for remote workers in Africa. PayPal and Stripe are not operational in most African countries, making it a bit of a hurdle for freelancers and remote workers to receive their payments from clients globally.

Fortunately, there are few other alternatives to PayPal and Stripe that can help with seamless transaction across the continent for businesses and individual payments.

List of Best Payment Gateways for African Businesses, International Transactions, and Freelancers for easy payments

• FLUTTERWAVE: Flutterwave allows freelancers in several African countries to receive money globally. Remote workers can create an account, receive payments from clients, and withdraw the funds into their local bank account, debit card, or mobile money account. Flutterwave charges a 1% fee for withdrawing funds.

• WISE: Wise formerly TransferWise, is another payment method operational in Ghana, Kenya, Morocco, Nigeria, South Africa, Tanzania, and Uganda. With Wise, funds received from clients in the USA can be transferred into one's bank account or debit card.

  Wise charges a $1-$2 fee for withdrawing funds. One of the benefits of Wise is that it offers competitive exchange rates and low withdrawal fees.

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• WORLDREMIT: This digital money transfer service allows businesses and freelancers to send and receive funds in over 140 countries. Using their mobile app or website, one can initiate or receive transfers into local bank accounts or mobile money accounts and can also track payments.

• PAYONEER: With Payoneer, one can access funds in multiple currencies, manage expenses, and receive payments from clients worldwide. The amount Payoneer charges as withdrawal fees is dependent on the chosen currency in your wallet.

  Accounts receiving and transferring money in dollars, euros, or pounds pay a fee of 1.50 in dollars, euros, or pounds sterling. It is important to note that if your Payoneer account receives less than $2,000 in a year, you will be charged an annual fee of $29.95.

• AIRTM: AirTM allows businesses and freelancers to receive money worldwide from other AirTM users without commissions. It provides users with more than 500 ways to add, move, or withdraw their money using local banks or international banks, gift cards, and more. One benefit of AirTm is that it allows users to link their payoneer accounts for direct funding.

While each payment method has its own fees and charges, they provide a much needed solution for freelancers and remote workers in Africa.

Understanding the benefits and fees associated with each platform will allow remote workers to choose the best option for their needs and get paid with ease. Source: Mintah.net